Monday, April 13, 2020

Why Owning A Gun Is A Completely Rational Insurance Policy Against Danger

Owning a gun is like keeping a spare tire in your trunk, a first aid kit at home, or an emergency savings account. We hope never to use them, but we’re glad we have them.
The social and economic uncertainty surrounding the Wuhan coronavirus pandemic has Americans understandably concerned about their personal safety. In March 2020, the FBI reported the highest monthly number of firearms background checks ever recorded: 3,740,688. Compared to March of the previous year, Americans bought 1.1 million more guns in a single month. Ammunition is also flying off the shelves, with sales in some states increasing more than 4,000 percent.
Many recent first gun-buyers are people who were previously either ambivalent or even opposed to gun ownership. Several such people have reached out to me with questions about which gun they should buy. Many fellow firearms instructors report the same experience.
It’s easy to see why Americans are worried. While we live in a generally high-trust society, catastrophes can easily disrupt the delicate social order on which that trust depends. As it is sometimes said, we are all only nine meals away from anarchy.
Desperate people do desperate things. Economic goods are human goods, and while the current lockdowns are necessary to contain the pandemic, they carry real human costs. Many of these costs — joblessness, homelessness, mental health issues, and drug abuse — lend themselves easily to criminal behavior.
Always Be Prepared
Am I saying society is on the brink of collapse? No, we are far from an apocalypse. The point is simply that the world is and has always been a risky place, so it makes perfect sense to be proactive and prepared. When things are peaceful and prosperous, we often don’t pay attention to danger because things are going so well. But in times of great social and economic stress, we are more attuned to things that might go wrong.
Having a disaster plan isn’t as foreign as some might think. We routinely make decisions aimed at mitigating risks. We purchase insurance, maintain emergency savings, and get flu shots. We keep spare tires, jumper cables, flashlights, and fire extinguishers handy, and buy extra supplies just in case we might need them.
Unless you happen to be naively optimistic, you’re already a “prepper.” Even if you’re relatively “lucky,” you can bet something catastrophic will eventually befall you sometime in your life. Better to be prepared than to be caught off guard.
Read the rest from Timothy Hsiao HERE.

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