Many states show that repealing blanket "guaranteed
issue" protections is politically possible.
Health Care: As Republicans stumble around in search of a way to repeal ObamaCare, they should look to the states for answers. After all, several of them had to find solutions when their ObamaCare-like reforms started to fail.
The GOP has apparently decided that, despite the problems it causes, any ObamaCare repeal plan must keep the core feature of ObamaCare — its protections for those with pre-existing conditions.
Are they not aware that several states have already gone through this exercise before, and that many ended up abandoning these very protections after their insurance markets started to implode?
In the early 1990s, several states adopted "guaranteed issue" (which banned insurers from turning anyone down for health reasons) and "community rating" (which banned insurers from charging the sick more than the healthy).
As with ObamaCare, these regulations banned insurers from denying coverage or charging people more because they were sick. Like ObamaCare, these reforms were popular with the public.
And, just like ObamaCare, they all caused their individual insurance markets to collapse, as premiums skyrocketed and insurers fled the markets.
So what happened?Read the rest of this IBD editorial HERE.
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