Wednesday, February 12, 2014

Obamacare isn't helping many of those it was supposed to Help

Ernest Maiden was dumbfounded to learn that he falls through the cracks of the health-care law because in a typical week he earns about $200 from the Happiness and Hair Beauty and Barber Salon. 
Like millions of other Americans caught in a mismatch of state and federal rules, the 57-year-old hair stylist doesn't make enough money to qualify for federal subsidies to buy health insurance. If he earned another $1,300 a year, the government would pay the full cost. Instead, coverage would cost about what he earns.
Hair stylist Ernest Maiden doesn't make enough money to 
qualify for federal subsidies to buy health insurance but also 
is ineligible for Medicaid. Bob Miller for The WSJ
"It's a Catch-22," said Mr. Maiden, an uninsured diabetic. Without help, he said, he must "choose between paying the bills and buying medicine." 
The 2010 health law was meant to cover people in Mr. Maiden's income bracket by expanding Medicaid to workers earning up to the federal poverty line—about $11,670 for a single person; more for families. People earning as much as four times the poverty line—$46,680 for a single person—can receive federal subsidies. 
But the Supreme Court in 2012 struck down the law's requirement that states expand their Medicaid coverage. Republican elected officials in 24 states, including Alabama, declined the expansion, triggering a coverage gap. Officials said an expansion would add burdensome costs and, in some cases, leave more people dependent on government.
Cal Morris is among the higher-wage earners who qualify
for federal subsidies. Bob Miller for The WSJ
The decision created a gap for Mr. Maiden and others at the lowest income levels who don't qualify for Medicaid coverage under varying state rules. The upshot is that lower-income people in half the states get no help, while better-off workers elsewhere can buy insurance with taxpayer-funded subsidies. 
For now, nearly five million people ages 18 to 64 get no financial help to buy coverage because of the gap, according to estimates by the Kaiser Family Foundation. Many of those people are clustered in the South, living in states where income limits for Medicaid coverage have historically been among the lowest in the U.S.
Read the full story HERE and watch a related video below:

Why am I not surprised?

Team Obama and the Democrats got this ass-backwards.

Instead of ONLY zeroing in on those who couldn't afford insurance or had pre-existing conditions, They chose to screw up the healthcare for the entire country.

Cancelled policies we liked for bloated higher priced policies we don't like.

Subsidies for higher income people and no subsidies for those who really need them.

And all they needed to do was Just zero in on the uninsured at a fraction of the cost and leave the rest of us alone.....But no, that didn't make what we have now is ObamaMESS.

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1 comment:

Anonymous said...

This is the dumbest "criticism" of "ObamaCare" ever.
It was the decision of these individual states to DECLINE the federal funding offered for implementing the ACA. Almost all of the states highlighted here-- the ones with the highest numbers of uninsured-- DID NOT IMPLEMENT the full Affordable Care Act.
Again, this was a STATE-level decision. These STATES are run by REPUBLICANS.
To insinuate that Obama had anything to do with the REPUBLICAN-led STATES' decisions to NOT implement the ACA is absolutely ludicrous.