My mother is not one to seek attention by complaining, so her recent woeful Facebook post caught my eye: "The poor get poorer." It diverged from the more customary stream of inspirational quotes, recipes and snapshots from her tiny cottage in Pierce County, Wash.
The post continued: "I just received a notice: 'In order to comply with the new healthcare law, your current health plan will be discontinued on December 31, 2013.' Currently my premium is $276 and it is a stretch for me to cover. The new plan . . . are you ready . . . projected new rate $415.20. Now I can't afford health insurance."
The unaffordable ObamaCare-compliant plan that her insurer offered in a Sept. 26 letter is not what makes my mother's story noteworthy. Countless individually insured Americans have received such letters; many are seeing more radical increases in premiums and deductibles.
But most of these people are still being offered the chance to choose what health-care insurance they will receive, or to opt out before they are automatically enrolled in a state program. Not so my mother, Charlene Hopkins, as I soon discovered when I called after seeing her Facebook post.
Since she couldn't afford the new plan offered by her insurer, she told me she was eager to explore her new choices under the Affordable Care Act. Washington Healthplanfinder is one of the better health-exchange sites, and she was actually able to log on. She entered her personal and financial data. With efficiency uncommon to the ObamaCare process, the site quickly presented her with a health-care option.
That is not a typo: There was just one option—at the very affordable monthly rate of zero. The exchange had determined that my mother was not eligible to choose to pay for a plan, and so she was slated immediately for Medicaid. She couldn't believe it was true and held off completing the application.
"How has it come to this?" she asked in one of our several talks over the past few weeks about what was happening. When she was a working mother and I was young, she easily carried health insurance for our whole family. "How have I fallen this far?"Read the rest of the story HERE and view a related video below:
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1 comment:
She shouldn't feel bad about it. Over half the country is on govt. insurance. That's the system. The system hoses us down and throws a bone here and there. Hopefully it will get re-reformed in the not distant future.
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